Does your current health plan treat the PAIN you feel from skyrocketing medical premiums?  

Marin Benefits and Insurance Services is your Marin County

resource for the next generation of  health plans that offer comprehensive coverage, reduced premiums and create long-term partnerships with employees.  

The small business owner will benefit from adopting a new tax favored Health Savings Account to build personal savings in an account that will pay for medical costs in the future and into retirement.

Marin Benefits founder, Dr. John Cunningham, believes in this new approach to medical plans:

“Current medical insurance problems won’t be solved with HMO and PPO plans that were created in the 1950’s.  Small business owners need modern solutions to contain cost, improve health and plan for their future healthcare needs.”

Back when HMO’s were designed, almost every ailment could be treated with Bactine or penicillin, the Heimlich Maneuver wasn’t in use and seat belts were considered optional. 

Treating medical conditions was pretty basic before AIDS, carpal tunnel syndrome, attention deficit disorder or chronic fatigue syndrome.  In today’s modern world, good medicine requires CAT Scans, arthroscopic surgeries and preventive practices.  And you need a whole new toolbox of medical benefits to meet the benefit challenges now and tomorrow.

Welcome to Marin Benefits and Insurance Services, your local resource for the next generation of health benefits for small business.  Our plans promote healthy lifestyles, reduce your premium costs and create long-term partnerships with employees.   

Today, employee health benefits are a year-round activity.  Unlike a large business, small business owners don’t have the Human Resource Capacity to manage benefits throughout the year. Changes occur daily within the health care industry and it is difficult for the small business owner to keep up with all of them.  An annual review with a broker seems minimal when considering the cost escalation of medical premiums.  Any plan considered before the relaxed regulations adopted by the President in December 2006 should to be quoted again.
 

Any medical plan purchased before the new federal regulation changes introduced in December 2006 should to be quoted again to see how much the new laws can save the employer

Small business owners will certainly benefit from adopting a Marin Benefits tax favored health plan that rolls-over savings every year to pay future expenses and will pay towards healthcare premiums when you retire!   HMO’s never offer that.


What medical plan in Marin is positioned to be a leader in healthcare for the future?

The newspapers keep us informed of the uncertain future for several hospitals in the North Bay.Through it all, Kaiser Marin continues to expand to maintain excellent access.  At  Marin Benefits our first choice for your health is Kaiser Permanente .  The most recent industry survey scored Kaiser in Northern California ahead of the competitors in both critical areas of service delivery and patient satisfaction.  Going forward, Kaiser Marin is strong, competent, modern and fully integrated.  It’s our choice for the new generation of health care and preventive medicine.

Price is just the beginning. Control of future health costs is the reward.

Take a few moments to acquaint yourself with our company.  We are always appreciative of your comments and questions .

• We offer a Plan Example to illustrate the premium difference between an HMO Plan and an HSA compatib
  
• Find out about our Wellness Plan to get your employees started on a healthier lifestyle.
• Read more about how Marin Benefits finds the cure to take you from here to health
• Sign up for our free online Health Education Newsletter .  Each issue has 3 brief articles that you may use to educate employees and to help you manage your medical premium expenses.