About Us Marin Benefits & Insurance Services offers innovative employee benefit plans to provide competitive benefits that help employees and their families afford excellent healthcare. We design and administer custom, self-funded Health Reimbursement Account (HRA) plans. Marin Benefits HRA Plans:

Marin Benefits & Insurance Services offers innovative employee benefit plans to provide competitive benefits that help employees and their families afford excellent healthcare. We design and administer custom, self-funded Health Reimbursement Account (HRA) plans. With our flexible plan designs and affordable cost options, the HRA maximizes the value of your health care dollars, all while encouraging your employees to become more engaged in managing their health care spending.

How the HRA Plan Works

The HRA Plan will pay a portion (to be determined by the employer) of the deductible expenses of the major medical plans. This plan gives employees assistance to pay for their high-deductible health plans until their co-insurance kicks in.

The HRA Plan is usually paired with a high-deductible major medical plan, but it can be used with any insurance plan. It can even be offered as a stand-alone benefit.

The Marin Benefits Advantage

The Marin Benefits HRA offers a multitude of custom plan design options, allowing you to control the total cost of offering the account.

With our flexible plan designs and affordable cost options, the HRA maximizes the value of your health care dollars, all while encouraging your employees to become more engaged in managing their health care spending.

Enhanced cash flow - The Marin Benefits HRA is a pay-as-you-go plan; no funds are expensed until employees incur approved medical expenses. Unused funds at the end of the plan year remain with the employer, not the insurance company.

As a certified B-Corporation, we hold a higher standard of values which align with our core values: accountability, transparency and social and environmental performance. We are your partner in health.

Contact us today for more information about an HRA plan with Marin Benefits.